Equities

                                                         [Image source : telegraph.co.uk]

Need for Equities

Equities are the biggest wealth creator, more than a real estate, gold or any other way we have known, but the sad part is most of the Indian’s aren’t aware of it or doesn’t want to know about it.

Human being is impulsive in nature and I think it is being built in our genes or transferred threw genes from our forefathers that we should not invest in equities as you may lose your capital. Anything by nature requires time to grow or understand.

Impulsive nature

                                                               

[Image source : http://www.sogmin.org/]

Very few of the Indian’s invest in equities. Our impulsive nature makes us to invest money when the market has reached the peak and when the market turns red in the near term we will sell all in panic which will eventually ends in losses.The thumb rule is to ride against the tide, when everyone sells it is the right time to buy and when everyone starts buying you should sell or when you need money you should sell.

Equity is a gambling for who wants to make money quickly. By nature everything requires time to grow, a baby will take nine months to see the world, how can your money get tripled or quadrupled by overnight.  

Equities are financial assets like a real estate or gold which are physical assets. Take time to identify which type of equity to invest just like checking hallmark for gold or checking the background while buying a land.

Start Investing

Being Human is good but being dumb is inhuman when the world is screaming that investing in equity will make you rich. Start Investing, your money…Keep growing.

Your Money

Money…Money…Money… Though everyone works for a company but it is actually the MONEY for which many of us are working hard. Right from buying a house, shopping in a mall, getting products online, planning for a lavish lifestyle, vacation on the go and need for living a peaceful retirement life needs money.

At present easy money in the form of credit card is eating the habit of saving and investing for our future. Based on your credit score you can get the money you need, it is as easy as preparing maggi in 2 minutes, but the complications of paying and completing it is as difficult as getting at dawn.

Financial planning is necessary not only for a peaceful personal and financial life, but for your retirement, considering many of you working in a corporate industry you will not get pension for your service to the company. Beating inflation the biggest enemy in your financial planning is very much necessary to make your corpus at the end to sustain till your death. The advancement in medical field had increased the lifetime at least by few years. Gandhi was there to fight for India’s freedom, now it is your life and fight the inflation and plan accordingly for your financial freedom which you will need towards your career’s twilight.

Finally, have you ever thought of money working for you instead of you working for it? How small the earnings may be, after all it is your hard earned money. Everyone  think a lot while buying a smart phone considering many aspects though you may never use it, similarly be smart enough in planning your financial life.

Your Money…Keep growing.